Nyaradzo Life Assurance Company

‘We listen, understand and provide solutions.’

Why take a policy with us?

  • Our defined and guaranteed benefits give you peace of mind
  • Evidence of good health is not required when taking out a funeral policy
  • All children of the policyholder below the age of 23 are covered free of charge
  • Flexibility on the choice of beneficiaries to be covered under the policy
  • Value for money - provision of unique and comprehensive personalized quality service at affordable and competitive premiums.

General Policy Benefits

  • Removal of deceased from place of death to mortuary
  • Preparation of deceased for burial
  • Provision of coffin or casket (in line with selected plan type)
  • Assistance in the procurement of a Burial Order
  • Use of chapel
  • Use of coffin lowering machine and graveside tent
  • Provision of hearse to ferry deceased to place of burial anywhere within Zimbabwe
  • Bus to ferry mourners to place of burial (where applicable)
  • Grocery Allowance (where applicable)

Policy Conditions

  • Cover commences after a waiting period of three (3) calendar months, unless stated otherwise, subject to payment of premiums. Cover is immediate where death is a result of an accident.
  • Premiums are paid annually in advance, however, payments can also be made monthly, quarterly and half yearly.
  • Premiums are due on the first day of every month. If payments are not received for three (3) consecutive months from due date, the policy will lapse.
  • On lapsed policies, cover shall be restored upon payment of all outstanding premiums to the exclusion of the covered event having occurred and subject to the applicable waiting period.
  • The policy shall be voidable in the event of misrepresentation, misdirection or non-disclosure.
  • One may convert a chosen Nyaradzo policy plan to another Nyaradzo plan type at any time during the life of a policy.